In the previous two weeks, I’ve shared with you apps that will help you get happy and apps that will help you get fit. Today I’m sharing apps that will help you get rich! No crazy schemes here, just budgeting and money management.
This is a really simple app. It’s like a digitized version of throwing money in the piggy bank. The app allows you to set goals for saving and then log in the app when you’ve saved money. It also has a news feed component that allows you to connect with friends and encourage them on reaching their goals. It’s great if you just want a visual of how much money you’ve set aside for that next big trip.
Manilla is awesome if you have trouble keeping track of when your bills are due. The app allows you to link up with common accounts you might have, like insurance or cable, and sends you reminders when bills are due. It offers a calendar visual of upcoming bills and even offers to sort through your email and find what accounts you owe money on. The app is easy to use and super-secure. You can even use it to store documents like bills and receipts.
One of the most common phrases you’ll hear here at Penn is “Dude, can I just venmo you?” Venmo is a mobile payment app that’s quickly gaining popularity nationwide. The app is simple: you link it to your bank account or debit card, and then pay friends through the app. The app sends money to their Venmo account, where they can either use it to pay others, or cash out to their bank account. It avoids the problem of needing to go to the ATM to repay a debt. If it sounds sketchy to you, I get that. But the app has met all federal regulations and is super safe. People here use it to repay people for small things like Starbucks or even use it to pay their rent. You can make your payments private (I usually do) or you can share them with friends on a news-feed like setup.
This app is my all-time favorite money-related app. It’s the complete package: budget-setting, saving, and expense tracking. The app is available on your iPhone, iPad, Mac, and even online from any computer. It’s powered by Intuit so you know it’s reliable. You can connect the app to your bank account, where Mint pulls all of your transactions and automatically categorizes them. It shows you pie charts of where your money is going, tracks your net income, and alerts you when your bank balance is getting low. You can set budgets and track how close you’re getting to them. It also alerts you when you’ve exceeded a budget. The app is easy to use and perfect for any college student learning how to manage money.
How do you save? Have you tried any of these?